Insights

Practitioner notes on offensive security, compliance, and infrastructure from Kathmandu.

GRC & Compliance9 min read

ISO 27001 Certification in Nepal: Process, Timeline Drivers and Choosing a Certification Body

A practical guide to ISO 27001 certification in Nepal: how the process runs, what drives the timeline, and how to check a certification body before you sign.

Read article →
GRC & Compliance7 min read

ISO 27701 and Nepal's Individual Privacy Act, 2075

How ISO 27701 in Nepal helps organizations manage personal data, what changed in the 2025 edition, and how to approach privacy compliance under the 2075 Act.

Read article →
GRC & Compliance7 min read

IT and Information Security Expectations for Insurers Regulated by NIA

What Nepal Insurance Authority's directives expect from insurers on IT, cyber risk and MIS audit, and a checklist for insurance cybersecurity in Nepal.

Read article →
GRC & Compliance8 min read

NRB IS Audit: What Nepal's Banks and Financial Institutions Should Prepare

What Nepal Rastra Bank's IT Guidelines and Cyber Resilience Guidelines expect from an NRB IS audit, and a checklist banks can use to prepare evidence.

Read article →
Application Security8 min read

VAPT in Nepal: Scoping, What a Good Report Contains, and VAPT vs Red Team

How to scope VAPT in Nepal, what a useful penetration testing report contains, and when a red team exercise is the better choice.

Read article →
GRC & Compliance7 min read

vCISO for Regulated Institutions in Nepal: When It Makes Sense

What NRB expects of an information security officer and CISO, when a vCISO in Nepal helps a regulated institution, and when it does not.

Read article →
GRC & Compliance6 min read

From NIST CSF Profile to ISO 27001 Certificate: The Triggers That Should Move a Fintech

A fintech should not certify on a calendar. It should certify when its customers' regulators start asking it for third-party assurance a self-assessment can't give. Here are the triggers, and how to use a CSF profile until they arrive.

Read article →
GRC & Compliance6 min read

The Branch Hotspot Problem: When Outage Workarounds Break NRB Network Controls

A phone tethered to a branch PC during a link outage is an unmanaged path into the core banking network. NRB's IT Guidelines and Cyber Resilience Guidelines leave no room for it. Engineer the failover so nobody needs the workaround.

Read article →
Incident Response5 min read

'Immediately' Means Immediately: Incident Reporting Under NRB's Cyber Resilience Guidelines

Secondary commentary often cites a 24-hour window for reporting cyber incidents to Nepal Rastra Bank. The Cyber Resilience Guidelines 2023 say material incidents should be reported immediately. Here is how to build an incident response plan around that word.

Read article →
Security Awareness6 min read

The 2% Result: What a 19,500-Employee Study Says About Embedded Phishing Training

An eight-month randomized study at UC San Diego Health found annual awareness training had no significant link to phishing failure, and embedded training cut failure rates by about 2%. Here is what to change in your program.

Read article →
Application Security5 min read

Beyond SMS OTP: SIM Swaps, OTP-Stealing Apps and Stolen Sessions

SMS OTP fails three ways: the number gets moved, the device gets compromised, or the attacker skips login by stealing the session. FIU-Nepal documents the first two. NIST SP 800-63B-4 now classes SMS as restricted. Here is the migration path for digital banking teams.

Read article →
GRC & Compliance6 min read

NIST CSF 2.0's Govern Function, Read as a Bank Board's Job Description

CSF 2.0 added Govern as a sixth function. For Sri Lankan licensed banks, CBSL's Banking Act Direction No. 16 of 2021 already turns most of it into board obligations. Here is how to map one to the other and what the board pack should contain.

Read article →
Security Awareness5 min read

DORA and PCI-DSS v4.0: The End of 'Checkbox' Security Awareness

Two major regulatory frameworks now ask for more than an annual, generic awareness module. Here's what PCI DSS v4.0 Requirement 12.6 and DORA Article 13(6) actually require, and how to close the gap.

Read article →
GRC & Compliance4 min read

Surviving the NRB CRG 2023: How to Build a Compliant Cross-Disciplinary Steering Committee

NRB's Cyber Resilience Guidelines expect a cross-disciplinary steering committee to own cyber resilience strategy — not just an IT one. Most Nepali BFIs have formed the committee and skipped the part that makes it functional.

Read article →
Fraud & Incident Response4 min read

The 'Re. 1 Ping': Hunting Automated Mule Account Validation in Digital Wallets

Fraud networks debit as little as Re. 1 from mule accounts to check whether they have been frozen before moving the rest. FIU-Nepal documents the pattern. Here is how to turn it into a detection rule that fires before the money moves.

Read article →
GRC & Compliance4 min read

Mapping the RBI IT Master Direction to ISO 27001:2022: A CISO's Guide to Unified Compliance

RBI's IT Governance, Risk, Controls and Assurance Practices Direction replaced twelve scattered circulars with one enforceable framework. Here's how an ISO 27001:2022 ISMS satisfies it structurally rather than symbolically.

Read article →
Application Security4 min read

The Cryptography Trap: Auditing PFX Implementations in Open Banking APIs

PFX/PKCS#12 certificate mishandling is one of the most common and least discussed failure points in South Asian open banking integrations. Here's what a VAPT engagement should actually be checking for.

Read article →
Incident Response4 min read

Building a Two-Hour Incident Response Engine: Navigating CBSL Circular No. 2 of 2025

Sri Lanka's central bank now requires cyber incidents to be reported within two hours of detection. That timeline makes most existing incident response plans structurally non-compliant — here's what closing the gap actually requires.

Read article →
Security Awareness4 min read

Why Click Rates Lie: Operationalizing the NIST Phish Scale in Enterprise Training

Your phishing simulation click rate is not a security metric — it's a difficulty score in disguise. Here's how to use the NIST Phish Scale to stop confusing lure design with organizational resilience.

Read article →
GRC & Compliance4 min read

The CISO's Guide to NRB's Unified Payment Systems Directive: Why ISO 27001 Is No Longer Optional

Nepal Rastra Bank now defines non-compliance with standards such as ISO 27001 as a technology risk for institutions in the payment system. Here's what that means for BFIs and PSPs still treating ISO 27001 as discretionary.

Read article →
6 min read

From Out-of-Scope to High Severity: How One Rejected Bug Report Became a 50-Organization Study

How an unsigned identify call let attackers impersonate users on dozens of companies' Featurebase feedback portals, and the TBDSR method used to find them.

Read article →